Archive for April, 2009

Spend Less, Save More

Saving Money in 2009Whatever you call the current economic situation-a downturn or a recession-you are probably more aware of every dollar you spend today than you were a year or two ago. For everyone, one of the biggest expenses you have every month (after housing and transportation) is food and groceries. In this first installment of a multi-part series, we’ll begin to look at ways to save money on food while still living well.

Grocery shopping is something most of us do on “auto-pilot.” We go through the motions each week and often give little thought to the investment we are making. Your grocery dollars add up, quickly. Are you doing everything you can to make the most of them? (more…)

How Are You Coping?

Here at we are trying to build a resource to help people who are dealing with overwhelming debt. We want to provide tips for anyone looking  for information on dealing with creditors to ways to help you cut costs now.

Have you planted a garden? Have you mastered coupon clipping? Do you have tips that others may benefit from? Let us know, we want to help you share your advice with others like you who are looking for ways to save money and get out of debt.

We look forward to an open and frank dialogue about debt with everyone in the Dallas/Fort Worth Metroplex.

Credit Calamities: Check Your Rates

Cut Interest RateAmerica seems based on a culture of debt. Get it today, and pay for it tomorrow. The problem is that most Americans do not pay off their full credit card balance every month, so we are not paying tomorrow. We are paying week after week, month after month; the great deal we thought we had to have today ends up being a very costly purchase when compound interest is added on. The mentality of “buy now, pay later on credit cards” has been the cause of many a family’s hardship, especially when credit card interest rates go up or when the family cannot make its minimum payments.

In this first installment of a three-part series, we will consider some simple strategies that may ease your “credit crunch:” (more…)